Conventional 30 Year Fixed Rate  Rate  APR  Points  5.125%  5.196%  0.000% 15 Year Fixed Rate  Rate  APR  Points  4.625%  4.746%  0.000% FHA FHA 30 Year Fixed Rate  Rate  APR  Points  5.375%  6.451%  0.000% VA VA 30 Year Fixed Rate  Rate  APR  Points  5.250%  5.604%  0.000%