Conventional 30 Year Fixed Rate  Rate  APR  Points  3.875%  3.941%  0.000% 15 Year Fixed Rate  Rate  APR  Points  3.250%  3.365%  0.000% FHA FHA 30 Year Fixed Rate  Rate  APR  Points  3.875%  4.931%  0.000% VA VA 30 Year Fixed Rate  Rate  APR  Points  3.875%  4.201%  0.000%