Conventional 30 Year Fixed Rate  Rate  APR  Points  4.750%  4.820%  0.000% 15 Year Fixed Rate  Rate  APR  Points  4.375%  4.495%  0.000% FHA FHA 30 Year Fixed Rate  Rate  APR  Points  5.000%  6.070%  0.000% VA VA 30 Year Fixed Rate  Rate  APR  Points  5.000%  5.349%  0.000%